Wausau Dentist

Buying the correct dental insurance can be a daunting task. Insurance contracts are filled with complicated stipulations, terms, and conditions which are very difficult for the average consumer to decipher. Despite the convoluted language, most dental insurance plans follow the same general pattern, with some slight variation from company to company.

In most cases, coverage of dental procedures can be divided into three broad categories: preventative procedures, restorative procedures, and major procedures.

Preventative Procedures

The preventative category usually encompasses only the most routine dental procedures, such as regular cleanings and examinations. Some companies, however, may also group dental x-rays, fluoride treatments, and sealants in this category.

Restorative Procedures

Sometimes also known as "basic" procedures, this category includes more complicated procedures than does the preventative category. Typically, this refers to simple tooth extractions, dental fillings, and root canal procedures, although this last may vary from plan to plan.

Major Procedures

Major procedures are generally more intensive and expensive than those in the preventative and restorative categories. Dental implants, surgical extractions, dentures, crowns, and bridges are all usually classified as major procedures.

Identifying these three main categories of dental procedures is a good way to start looking for an insurance plan that fits your needs, but there are many other factors involved. Choose your insurance policy carefully, as it can make all the difference should you need a major procedure one day. Different plans impose different limitations on their coverage, and it is important that you know these limits before you buy.

Looking for an affordable dentist? Look no further than the Wausau dentist office of Dr. James S. Kim. Call 715-849-5667 to schedule an appointment today.